With nearly 20 years experience in residential mortgage lending, I have developed a knowledge base that very few can match.

I have the unique combination of a great product line, unmatched knowlege, and the experience of how to use these products to get my borrowers the very best loan for their individual needs.

You can reach my company website here or my personal website at A Good Lender.

I will get your the best possible loan for your financial needs.

Our Product Line includes:  The lowest interest rate Fannie Mae & Freddie Mac loans, FHA & VA loans, CALPERS & CALSTERS, Reverse Mortgages, Jumbo Loans to $30,000,000, Low to No Money Down Loans, Owner Occupied, Investment Property, Commercial Property,Special Programs from Fannie Mae/Freddie Mac/HUD, Private Money, Foreign Nationals.

My Product Knowledge:  Having done this job for the last 20 years has allowed me to see more loan scenarios then most all loan agents.  My continuing education and daily research gives me a knowledge of the loan guidelines that is unmatched in our industry.  On a daily basis I have loan agents from not only my company, but also from other Mortgage companies asking me how to put their loans together in order to get them approved.

My Experience:  Since graduating from the University of Wisconsin - Stevens Point in 1985, I have always been a loan officer.  In January 1992 I joined Service Mortgage Company in Belmont, CA and was a manager there by 1995.  By 1999 I opened my own mortgage company that I kept until I received this opportunity to join Cal coast Financial Corp as their Director of Sales in August 2007.

Putting All This Together:  Combining all 3 (product,knowledge, experience) together give me the unique ability to not only have the right loan programs available, but I know how to structure the loans in order to get them approved at the best possible interest rates for the borrower.  If you want someone to help you and guide you to the best loans for you, please give me a call or email.

Elizabeth Haddad   

I am proud to have Elizabeth as my assistant on all of the mortgage loans that I originate.  Elizabeth is a very experienced, licensced loan agent that not only supports me, but also help guide (and push when necessary) me.

Elizabeth is fluent in Spanish as she was born and raised in Argentina.  Her bi-lingual abilities have helped many of our clients not only feel more comfortable, but also help them better understand the loan application process.

If for any reason you are unable to get in contact with me, please do not hesitate to call Elizabeth.